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Irresistibly Moist Chocolate Chip Banana Bread Recipe

Published: Sep 22, 2025 by Emilia malwar · This post may contain affiliate links ·

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As I stood in my kitchen surrounded by the sweet smell of ripe bananas, I couldn’t help but think about how the simplest ingredients can transform into something truly special. This Chocolate Chip Banana Bread recipe is the epitome of cozy comfort food, making it a must-try for anyone wanting to elevate their homemade baking game. Not only is it incredibly easy to whip up in just 15 minutes of prep time, but it's also a delightful crowd-pleaser that’s perfect for breakfast, snacks, or dessert. With each slice, the rich chocolate chips meld seamlessly with the tender, moist banana goodness, drawing friends and family to the table in eager anticipation. Can you think of a better way to enjoy ripe bananas? Come along as we dive into creating this comforting classic that’s bound to become a cherished recipe in your home.

Why is this banana bread a must-try?

Delightfully Moist: Each bite of this Chocolate Chip Banana Bread is filled with a perfect blend of moisture, thanks to the ripe bananas, creating a texture that’s soft and inviting.
Quick Preparation: With just 15 minutes of prep time, you can have this delightful loaf in the oven, making it an ideal choice for busy days or spontaneous baking sessions.
Irresistible Combinations: The harmony of chocolate chips and warm banana flavor offers a comforting sweetness that’s hard to resist, perfect for any time of the day.
Versatile Treat: Enjoy it as a breakfast staple, an afternoon snack, or a dessert after dinner—this bread fits all occasions.
Family Favorite: Its rich, homey smell wafting through your kitchen is sure to draw family and friends together, creating moments of joy and connection.

Chocolate Chip Banana Bread Ingredients

For the Bread

  • All-purpose flour – This forms the base of our loaf, giving it structure and softness.
  • Baking soda – Essential for helping the bread rise to a delightful fluffy height.
  • Ground cinnamon – Adds a warm, comforting spice that beautifully complements the banana flavor.
  • Salt – Enhances overall taste by balancing the sweetness of the chocolate and bananas.
  • Unsalted butter – Creates a rich, creamy texture that makes every slice irresistible.
  • Granulated sugar – Sweetens the bread, contributing to its delightful flavor.
  • Light brown sugar – Adds a hint of caramel flavor and extra moisture to the loaf.
  • Large eggs – Binds the ingredients together and adds richness to the bread.
  • Vanilla extract – Enhances the overall flavor profile, making each bite heavenly.
  • Ripe bananas – The star ingredient that provides natural sweetness and moisture, making this Chocolate Chip Banana Bread a true delight!

For the Mix-ins

  • Semi-sweet chocolate chips – Their melty goodness creates pockets of chocolatey bliss throughout the loaf.
  • Chopped walnuts or pecans (optional) – Adds a wonderful crunch and nutty flavor that contrasts beautifully with the soft bread.

With these delightful ingredients, you’re well on your way to baking an unforgettable Chocolate Chip Banana Bread that will fill your home with warmth and joy!

Step‑by‑Step Instructions for Chocolate Chip Banana Bread

Step 1: Prepare the Oven and Pan
Preheat your oven to 350°F (175°C) to ensure an even bake for your Chocolate Chip Banana Bread. While the oven warms up, grease and flour a 9x5 inch loaf pan or line it with parchment paper for easy removal once baked. This step is crucial for a beautiful, intact loaf.

Step 2: Mix Dry Ingredients
In a medium bowl, whisk together 2 cups of all-purpose flour, 1 teaspoon of baking soda, ½ teaspoon of ground cinnamon, and ¼ teaspoon of salt. This combination will form the dry base for your banana bread. Set aside, allowing the flavors to meld while you tackle the wet ingredients.

Step 3: Cream the Sugars and Butter
In a large mixing bowl, cream together 1 cup of softened unsalted butter, ¾ cup of granulated sugar, and ¼ cup of packed light brown sugar. Beat these together for about 3-5 minutes until the mixture is light and fluffy, creating a rich foundation for the flavor of the Chocolate Chip Banana Bread.

Step 4: Add Eggs and Vanilla
One at a time, beat in 2 large eggs into the sugar and butter mixture, ensuring each egg is fully incorporated before adding the next. Stir in 1 teaspoon of vanilla extract to enhance the sweetness and aroma. Your mixture should now be smooth and creamy.

Step 5: Mash the Bananas
In a separate bowl, take 3 very ripe bananas and mash them with a fork until they are mostly smooth. This will provide the moisture and natural sweetness essential for your Chocolate Chip Banana Bread. Set aside as we bring everything together.

Step 6: Combine Wet and Dry Ingredients
Gradually add the dry ingredients to the wet mixture, alternating it with the mashed bananas. Start and end with the dry ingredients, mixing until just combined. Be careful not to overmix; you want your batter to remain light and fluffy for the perfect texture.

Step 7: Fold in Chocolate Chips and Nuts
Gently fold in 1 cup of semi-sweet chocolate chips and, if you're using them, ½ cup of chopped walnuts or pecans until they are evenly distributed throughout the batter. This addition of chocolate will create delightful pockets of decadence in your Chocolate Chip Banana Bread.

Step 8: Pour Batter into the Pan
Pour the batter into your prepared loaf pan, spreading it evenly with a spatula to ensure it rises uniformly. This step is essential for an even bake, promoting a beautifully shaped loaf. If desired, sprinkle some extra chocolate chips on top for an inviting finish.

Step 9: Bake the Bread
Place the loaf pan in the preheated oven and bake for 50-60 minutes. Keep an eye on it; it's done when a wooden skewer inserted in the center comes out clean or with a few moist crumbs. The aroma of banana and chocolate will fill your kitchen—a true sign of deliciousness!

Step 10: Cool the Bread
Once baked, remove the Chocolate Chip Banana Bread from the oven and let it cool in the pan for about 10-15 minutes. This allows it to set properly. After cooling, transfer the bread to a wire rack to continue cooling completely before slicing.

What to Serve with Chocolate Chip Banana Bread

Imagine the aroma of warm banana bread wafting through your home, enticing everyone to gather around and enjoy the moment together.

  • Creamy Vanilla Ice Cream: A scoop of vanilla ice cream melts beautifully with warm slices, balancing sweetness and enhancing the rich chocolate flavor.
  • Fresh Berries: Juicy strawberries, blueberries, or raspberries add a burst of tartness to each bite, creating a delightful contrast to the sweetness of the bread.
  • Greek Yogurt Parfait: Layer it with yogurt and granola for a healthy breakfast or snack option that adds a fun texture and creamy element.
  • Coffee or Tea: A cup of your favorite brew complements the richness of the chocolate, making for a cozy afternoon treat on chilly days.
  • Peanut Butter Spread: Spread a thin layer on warm slices for a nutty twist that brings a satisfying, protein-packed contrast to the sweet banana bread.
  • Chocolate Drizzle: Enhance the decadence by drizzling melted chocolate over a warm slice, creating an indulgent dessert perfect for special occasions.
  • Chopped Nuts Topping: Sprinkle crushed walnuts or pecans on top for a delightful crunch that pairs well with the soft, moist bread.
  • Honey or Maple Syrup: A light drizzle adds natural sweetness, amplifying the flavors while providing a lovely sheen to each slice.

Make Ahead Options

These Chocolate Chip Banana Bread loaves are perfect for meal prep! You can mash the bananas and prepare the dry ingredients (2 cups flour, 1 teaspoon baking soda, ½ teaspoon ground cinnamon, and ¼ teaspoon salt) up to 24 hours in advance, storing them separately in airtight containers to maintain freshness. For the best texture, cream the butter and sugars and store this mixture in the refrigerator for up to 3 days. When you’re ready to bake, simply combine the prepped ingredients and add the eggs, vanilla, and chocolate chips, then bake as directed. This method not only saves time but ensures you have a delicious, homemade treat with minimal last-minute fuss!

Chocolate Chip Banana Bread Variations

Feel free to get creative with this delicious recipe, adding your own personal touch to make it even more enchanting!

  • Nut-Free: Omit the nuts and replace them with an extra ½ cup of chocolate chips for a more decadent treat.
  • Vegan Version: Substitute the eggs with flax eggs and use coconut oil instead of butter to keep it plant-based without losing moisture.
  • Gluten-Free: Swap out all-purpose flour for a 1:1 gluten-free flour blend, ensuring it’s suitable for your gluten-sensitive friends.
  • Spiced Up: Add ¼ teaspoon of nutmeg or a dash of cayenne pepper for an unexpected warmth and depth of flavor.
  • Fruit Twist: Incorporate ½ cup of diced pineapple or blueberries for a juicy burst that complements the banana perfectly. This adds a refreshing zing!
  • Chocolate Lovers: Double the amount of chocolate chips or mix in dark chocolate chunks for an indulgent experience that will satisfy even the strongest chocolate cravings.
  • Cinnamon Swirl: Create a delightful swirl by mixing 1 tablespoon of cinnamon sugar into the batter before baking, giving it an irresistible cinnamon sugar crust on top.
  • Caramel Drizzle: After baking, drizzle the bread with warm caramel sauce or chocolate ganache for an extra layer of sweetness that’s simply irresistible.

These variations not only add flair to your Chocolate Chip Banana Bread but also inspire deliciously new experiences each time you bake!

Expert Tips for Perfect Chocolate Chip Banana Bread

  • Use Ripe Bananas: Ensure your bananas are very ripe; the darker the peel, the sweeter and more flavorful your Chocolate Chip Banana Bread will be.

  • Avoid Overmixing: Mix your batter until just combined. Overmixing can lead to a dense texture instead of the fluffy, moist bread you desire.

  • Check Doneness Early: Start checking your bread at the 50-minute mark to avoid overbaking. A few moist crumbs on a skewer indicate it's perfectly done.

  • Cool Before Slicing: Allow the bread to cool in the pan for about 10-15 minutes. Cooling prevents it from crumbling when you slice into your delicious creation.

  • Storage Tips: Store any leftovers in an airtight container at room temperature for up to 3 days for optimal freshness and flavor preservation.

How to Store and Freeze Chocolate Chip Banana Bread

Room Temperature: Keep your Chocolate Chip Banana Bread in an airtight container at room temperature for up to 3 days to maintain its moisture and flavor.

Fridge: If you want to extend its freshness, store it in the fridge wrapped in plastic wrap or in an airtight container for up to a week, but note it may dry out slightly.

Freezer: For longer storage, wrap the cooled bread tightly in plastic wrap and aluminum foil; it can be frozen for up to 3 months. When ready to eat, thaw it in the fridge overnight.

Reheating: To enjoy a warm treat again, slice and reheat pieces in the microwave for about 20-30 seconds. You can also warm them in the oven at 350°F (175°C) for about 10 minutes for that fresh-baked taste!

Chocolate Chip Banana Bread Recipe FAQs

What kind of bananas should I use?
You should use very ripe bananas for this Chocolate Chip Banana Bread. Look for bananas with dark spots and even some browning, as they provide the best sweetness and moisture. The more ripe, the better the flavor!

How should I store leftover banana bread?
Keep your Chocolate Chip Banana Bread in an airtight container at room temperature for up to 3 days. If you want it to last longer, wrap it in plastic wrap and store it in the fridge for up to a week, though it may lose some moisture.

Can I freeze banana bread?
Absolutely! After baking and cooling your Chocolate Chip Banana Bread, wrap it tightly in plastic wrap and then in aluminum foil to prevent freezer burn. It can be frozen for up to 3 months. When you're ready to enjoy it, thaw it in the fridge overnight.

What should I do if my banana bread is too dense?
If your Chocolate Chip Banana Bread turns out dense, it could be due to overmixing the batter or using bananas that weren't ripe enough. Next time, ensure you mix until just combined and opt for the ripest bananas you can find for a lighter texture.

Are there any dietary considerations?
Yes, keep in mind that this recipe contains gluten from the all-purpose flour and dairy from the butter. For a gluten-free option, you can substitute the all-purpose flour with a gluten-free flour blend. If you have nut allergies, simply omit the walnuts or pecans!

Chocolate Chip Banana Bread

Irresistibly Moist Chocolate Chip Banana Bread Recipe

This Chocolate Chip Banana Bread is the ultimate comfort food, featuring ripe bananas and rich chocolate chips in a moist loaf that's perfect for any time.
Print Recipe Pin Recipe
Prep Time 15 minutes mins
Cook Time 1 hour hr
Cooling Time 15 minutes mins
Total Time 1 hour hr 30 minutes mins
Course Drinks
Cuisine American
Servings 10 slices
Calories 180 kcal

Equipment

  • Loaf Pan
  • mixing bowls
  • whisk
  • spatula
  • Oven

Ingredients
  

For the Bread

  • 2 cups all-purpose flour
  • 1 teaspoon baking soda
  • ½ teaspoon ground cinnamon
  • ¼ teaspoon salt
  • 1 cup unsalted butter softened
  • ¾ cup granulated sugar
  • ¼ cup light brown sugar packed
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 3 large ripe bananas

For the Mix-ins

  • 1 cup semi-sweet chocolate chips
  • ½ cup chopped walnuts or pecans optional

Instructions
 

Step-by-Step Instructions

  • Preheat your oven to 350°F (175°C) and grease and flour a 9x5 inch loaf pan.
  • In a medium bowl, whisk together flour, baking soda, ground cinnamon, and salt.
  • In a large mixing bowl, cream together unsalted butter, granulated sugar, and light brown sugar until light and fluffy.
  • Beat in the eggs one at a time and stir in vanilla extract.
  • Mash the ripe bananas in a separate bowl until mostly smooth.
  • Gradually add the dry ingredients to the wet mixture, alternating with the mashed bananas until just combined.
  • Fold in the chocolate chips and nuts (if using).
  • Pour the batter into the prepared loaf pan and spread evenly.
  • Bake for 50-60 minutes until a skewer comes out clean.
  • Let the bread cool in the pan for about 10-15 minutes before transferring to a wire rack to cool completely.

Notes

Use very ripe bananas for the best flavor. Avoid overmixing for a light texture. Store leftovers in an airtight container.

Nutrition

Serving: 1sliceCalories: 180kcalCarbohydrates: 25gProtein: 2gFat: 8gSaturated Fat: 5gPolyunsaturated Fat: 1gMonounsaturated Fat: 2gCholesterol: 40mgSodium: 150mgPotassium: 180mgFiber: 1gSugar: 10gVitamin A: 200IUVitamin C: 3mgCalcium: 10mgIron: 0.5mg
Keyword baking, banana bread, chocolate bread, Chocolate Chip Banana Bread, homemade banana bread, moist banana bread
Tried this recipe?Let us know how it was!

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Welcome!

I’m Emilia Malwar, a passionate home baker who finds joy in creating cakes that bring families together.

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